Credit Card

M&S Credit Card Shopping Plus review: earn points on purchases!

M&S Credit Card Shopping Plus is a great option for those looking for a reward card! 15 months of 0% interest on balance transfers and more!

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Enjoy 0% interest on purchases for 18 months!

M&S Credit Card Shopping Plus
M&S Credit Card Shopping Plus review: earn points on purchases! Source: Credit When

Getting a rewarding credit experience doesn’t have to be difficult! That’s why we bring this M&S Credit Card Shopping Plus review!

M&S Credit Card Shopping Plus

Apply for the M&S Credit Card Shopping Plus

Keep reading and learn how to apply for the M&S Credit Card Shopping Plus! This card offers a great reward program and charges no annual fee!

This card greatly benefits those who want to maximize their spending! So read our article and learn more about this product!

Credit ScoreGood;
Annual Fee£0;
Purchase APR0% interest for 18 months; 23.9% variable purchase rate after;
Cash Advance APR29.9%;
Welcome BonusN/A;
RewardsEarn 1 point per £1 spent in M&S. Earn 1 point per £5 spent elsewhere.

M&S Credit Card Shopping Plus: All you need to know

The M&S Credit Card Shopping Plus has it all when it comes to offering rewards and an excellent customer experience!

Firstly, it comes with 0% interest on purchases for 18 months! Also, customers can enjoy 15 months of 0% interest on balance transfers!

Cardholders can count on a reward program that allows them to earn 1 point for each buck spent in M&S and 1 point per £5 on all other purchases!

M&S also delivers an extra security system that helps you confidently manage your card and shop!

Additionally, if you’re wondering if there is an additional cost, know that this card charges no annual fee!

Discover the M&S Credit Card Shopping Plus

Happy young black woman shopper holding credit card using phone buying online.
Enjoy 0% interest on purchases for 18 months! Source: AdobeStock

The M&S Credit Card Shopping Plus is an excellent credit card for those who want to save money!

No doubt that it offers some excellent benefits! Still, you might want to consider its drawbacks before deciding!

So keep reading to compare the pros and cons that come with this credit card and make an informed decision!

Pros

  • Ensure an interest-free period on purchases and balance transfers;
  • It charges no annual fee;
  • Earn reward points for everything your make purchases;
  • Manage your card online through its user-friendly mobile app;
  • Enjoy a credit limit of up to £1,200.

Cons

  • This card charges a foreign transaction fee.

What credit score do you need to apply?

As you can see in our M&S Credit Card Shopping Plus full review, this card brings multiple benefits to cardholders!

As a result, applicants must have a good credit score to qualify for this credit card!

However, M&S also considers other requirements. It includes being a UK resident, aged 18. Also, applicants must earn at least £6,800 annually!

How to easily apply for the M&S Credit Card Shopping Plus?

Are you wondering how to apply for this credit card? Wonder no longer!

Further, learn how the application process works! So keep reading and find out more!

M&S Credit Card Shopping Plus

Apply for the M&S Credit Card Shopping Plus

Keep reading and learn how to apply for the M&S Credit Card Shopping Plus! This card offers a great reward program and charges no annual fee!

About the author  /  Luis Felipe Xavier

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