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$0 annual fee: Bank of America® Customized Cash Rewards Credit Card review

Ready to earn multiple rewards, including a $200 cash bonus? Then don't miss the Bank of America® Customized Cash Rewards Card!

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Earn up to 3% of bonus cash back and more!

Bank of America® Customized Cash Rewards Credit Card
$0 annual fee: Bank of America® Customized Cash Rewards Credit Card review. Source: Credit When

Looking for a card that offers cash back and rewards? Then let’s review the Bank of America® Customized Cash Rewards Credit Card features!

apply Bank of America® Customized Cash Rewards Credit Card

Apply for Bank of America® Customized Cash Rewards

Discover how to apply for a Bank of America® Customized Cash Rewards Credit Card today! Ensure 0% intro APR for 15 months and more! Read on!

In the next lines, we will cover the main features, pros/cons, and what’s best about this Bank of America® card! Let’s get in deep!

Credit ScoreGood to excellent;
Annual Fee$0 annual fee;
Purchase APR0% intro APR for 15 billing cycles; 18.24% to 28.24% after;
Cash Advance APR20.99% to 29.99%;
Welcome BonusOnline $200 bonus in the first 90 days of account opening on purchases of at least $1,000;
RewardsEarn 3% back in your chosen category, 2% cash back at grocery stores and wholesale clubs, 1% on all other purchases, and more.

Bank of America® Customized Cash Rewards Credit Card: All you need to know

Are you looking for a rewards card that makes your money work smarter? The Bank of America® Cash Rewards Credit Card might be the perfect fit.

Whether looking for great rewards and benefits or something convenient, this card will get the job done.

Also, it highlights the welcome bonus with 0% APR for the first 15 billing cycles for any operations made within 18 billing cycles.

Extra benefits

The Bank of America® Customized Cash Rewards Credit Card’s main features are its low APR and no annual fee, but there is more!

New clients earn a welcome bonus of $200 on purchasing transactions of at least $1000 within the first 90 days of their opening account.

Some other extra benefits include no annual fee, competitive interest rates, and special discounts on select purchases.

Its base cashback is 1% for any purchase, with the opportunity of a bonus in partner grocery stores, yielding a 2% total cashback.

An impressive cashback rate of up to 3% is offered for net purchasing in eligible merchants in chosen categories such as gas, dining, and online shopping.

Discover the Bank of America® Customized Cash Rewards Credit Card

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Discover the Bank of America® Customized Cash Rewards Credit Card. Source: AdobeStock

As we’ve shown, the Bank of America® Customized Cash Rewards Credit Card has great advantages and bonuses.

An overview of the advantages and disadvantages can help you make a more informed decision. So, let’s check next a compendium with its main pros and cons features:

Pros

  • No annual fee is charged;
  • Welcome bonus of $200;
  • 0% APR intro period;
  • Different bonus categories.

Cons

  • Requires high credit score;
  • Rewards can be confusing.

What credit score do you need to apply?

As we’ve seen, the Bank of America® Customized Cash Rewards Credit Card has many great and attractive features, bonuses, and cash-backs.

Therefore, the required credit score may be considered good to excellent. Applicants must expect at least a 690.

How to easily apply for the Bank of America® Customized Cash Rewards Credit Card?

After getting into the best features of the Bank of America® Customized Cash Rewards Credit Card, you must be interested in how to apply, right?

Further, we detail how to make your application easy and online! So let’s find out!

apply Bank of America® Customized Cash Rewards Credit Card

Apply for Bank of America® Customized Cash Rewards

Discover how to apply for a Bank of America® Customized Cash Rewards Credit Card today! Ensure 0% intro APR for 18 months and more! Read on!

About the author  /  Luis Felipe Xavier

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