Credit Card

Wells Fargo Reflect® Card review: Extensive 0% APR Period

Maximize your spending with the Wells Fargo Reflect® Card. Featuring an extended 0% intro APR period and security features. Read on and learn more!

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Experience seamless transactions and unmatched security with the Wells Fargo Reflect® Card

Wells Fargo Reflect® Card
Wells Fargo Reflect® Card review: Extensive 0% APR Period. Source: Credit When

In the ever-evolving world of credit solutions, our Wells Fargo Reflect® Card review stands as a guide to one of the market’s standout choices.

Wells Fargo Reflect® Card

Apply for the Wells Fargo Reflect® Card

Discover how to apply for the Wells Fargo Reflect® Card in our concise guide and enjoy no annual fees with an extensive low APR intro.

Ready to explore its benefits and distinctive qualities? Then read on to learn more.

Credit ScoreA good score is the minimum requirement for this card;
Annual FeeHolding this credit card won’t cost you an annual charge;
Purchase APRFor those new to the card, there’s an enticing introductory offer of 0% APR for 21 months on both purchases and eligible balance transfers. After this introductory phase, the APR adjusts variably, landing at either 18.24%, 24.74%, or 29.99%;
Cash Advance APR29.99% variable based on Prime Rate;
Welcome BonusThere are no welcome bonuses currently;
RewardsCurrently there are no rewards attached to this card.

Wells Fargo Reflect® Card: All you need to know

The Wells Fargo Reflect® Card stands out prominently in the card landscape, ensuring that quality doesn’t have to come at a price.

For those seeking relief from high interest, it comes with 0% APR on purchases and select balance transfers for impressive 21 months.

In an age of costly smartphones, the Reflect® Card steps up. Offering cell phone protection up to $600.

Cardholders can also get exclusive access to the My Wells Fargo Deals program. Plus, with zero fraud liability, your security is always a priority.

However, while the card is filled with benefits, it’s essential to note it charges foreign transaction fees. So factor this in when traveling.

Discover the Wells Fargo Reflect® Card

Continue with our Wells Fargo Reflect® Card review to get a better understanding of what it can do for you.

From its perks to drawbacks, further, we cover it all.

Pros

Wells Fargo Reflect® Card
Discover the Wells Fargo Reflect® Card. Source: Wells Fargo
  • No Annual Fee, which keeps costs low for cardholders;
  • 0% on purchases for a generous 21 months (terms apply);
  • Cell Phone Protection which provides coverage up to $600;
  • Zero Fraud Liability, offering peace of mind against unauthorized transactions;
  • Special offers and deals for cardholders with My Wells Fargo Deals.

Cons

  • No rewards or points programs for cardholders;
  • Charges a 3% foreign currency conversion;
  • Rates can go up to 29.99% after the intro period.

What credit score do you need to apply?

To apply for the Wells Fargo Reflect® Card, it’s typically recommended to have a good to excellent credit score.

A higher score not only increases your chances of approval but might also qualify you for better interest rates and terms.

But while a good credit score can enhance your odds, it’s not the only factor considered.

Wells Fargo also evaluates other aspects of your financial history to determine eligibility. 

How to easily apply for the Wells Fargo Reflect® Card?

Considering moving forward with the Wells Fargo Reflect®? The application process is more straightforward than you’d expect.

Explore the following link for a detailed walkthrough.

Having gone through our Wells Fargo Reflect® Card review, now it’s time to transform that information into a practical step.

So embark on your financial path confidently today!

Wells Fargo Reflect® Card

Apply for the Wells Fargo Reflect® Card

Discover how to apply for the Wells Fargo Reflect® Card in our concise guide and enjoy no annual fees with an extensive low APR intro.

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