Credit Card
US Bank Visa® Platinum Card Review: Zero Annual Fees!
Explore the US Bank Visa® Platinum Card to uncover hidden benefits, including a special low intro APR offer and more perks!
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Dive into our review to discover the unique advantages of the US Bank Visa Platinum Card
In this US Bank Visa® Platinum Card review, we invite you to uncover the details of this remarkable financial tool.
Apply for the US Bank Visa® Platinum Card
Find out how to apply for the US Bank Visa® Platinum Card and benefit from no annual fees with our simple step-by-step guide.
If you’re curious about how this card can transform your financial journey, let’s dive in together. So let’s explore!
| Credit Score | Aimed at users with a shining credit report, falling in the good to excellent bracket. |
| Annual Fee | Embrace a life without annual fees. |
| Purchase APR | Enjoy 21 billing cycles at 0% APR for purchases, shifting to a variable 18.74% – 29.74% thereafter. |
| Cash Advance APR | Cash advances come at a variable APR of 29.99%, pegged to the Prime Rate. |
| Welcome Bonus | This card skips the usual welcome bonus parade. |
| Rewards | A path less trodden, with no rewards program in sight. |
US Bank Visa® Platinum Card: All you need to know
Indeed, if you’re in search of a credit card that won’t burden you with annual fees, the US Bank Visa® Platinum Card is a compelling choice.
It stands out in the world of credit cards by offering a fee-free experience, which means you can enjoy the card’s benefits without worrying about recurring costs.
Furthermore, this card goes the extra mile with an extended 0% intro APR period, making it an attractive option for those looking to manage their finances smartly.
When it comes to payment convenience, the card doesn’t disappoint. So you have the flexibility to pick a payment due date that aligns with your financial schedule.
Finally, if you’re concerned about identity theft, this card offers ID Navigator Powered by NortonLifeLock™, providing you with resources to stay informed about potential threats.
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Discover the US Bank Visa® Platinum Card
In our review of the US Bank Visa® Platinum Card, we’ll delve into its various features to help you determine if it’s the right choice for your financial needs.
This card offers a range of benefits, but like any financial product, it also comes with its own set of drawbacks.
Understanding these pros and cons is essential before applying.
Pros
- Long Intro APR Period for managing large purchases or debt.
- No annual fee, making it cost-effective for regular use.
- Cell phone protection offers coverage against damage or theft.
- Payment flexibility allows you to choose your payment due date.
Cons
- No rewards, meaning no points, miles, or cash back on purchases.
- Foreign transaction fees add costs for international use.
- Limited additional perks, with fewer benefits than other cards.
- High post-intro APR, leading to increased rates after the introductory period.
What credit score do you need to apply?
Regarding the US Bank Visa® Platinum Card, it’s important to note that a good to excellent credit score is typically needed for approval.
In essence, while there’s no set minimum, scores starting around 670 and above are often favored, reflecting a strong credit history.
How to easily apply for the US Bank Visa® Platinum Card?
Our US Bank Visa® Platinum Card review showcases a card with notable benefits, like a long intro APR and no annual fee, suited for those with good credit.
Furthermore, to learn about applying for this card, explore the detailed guide below, which provides step-by-step instructions for a smooth process.
Apply for the US Bank Visa® Platinum Card
Find out how to apply for the US Bank Visa® Platinum Card and benefit from no annual fees with our simple step-by-step guide.
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