Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card review

Delve into our detailed review of the First Progress Platinum Select Mastercard® Secured Credit Card! Ideal for building credit! Read on for more!

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First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card review. Source: Credit When

Let our First Progress Platinum Select Mastercard® Secured review be your guiding light on your journey towards better credit.

First Progress Platinum Select Mastercard® Secured Credit Card

Apply for the First Progress Platinum Select

Learn how to apply for the First Progress Platinum Select Mastercard® Secured Credit Card and build your credit while earning rewards!

Offering a user-friendly interface, this card distinguishes itself from the rest. Then, read on to explore how the card paves the way for financial growth.

Credit ScoreAll scores are invited to apply.
Annual FeeYou’ll have to pay $39 to own this credit-building tool.
Purchase APR19.24% variable.
Cash Advance APR25.24% variable.
Welcome BonusCurrently, there are none.
RewardsEarn 1% back on purchases when you pay your balance. 

First Progress Platinum Select Mastercard® Secured Credit Card: All you need to know

Starting or rebuilding your credit? The First Progress Platinum Select Mastercard® Secured can be a dependable partner.

Credit-building tools are at your fingertips! Timely payments are reported to all three major credit bureaus.

The card’s security deposit acts as your credit line. This feature empowers users to manage spending while fostering responsible credit habits.

But that’s not all it offers. Now, First Progress Platinum Select cardholders can earn a 1% cash back incentive every time their monthly balance is paid in full.

User-friendly and accessible, the card also offers an online portal and mobile app for effortless management. Then, you can monitor your progress.

Discover the First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card
Discover the First Progress Platinum Select Mastercard® Secured Credit Card. Source: First Progress

Indeed, a smooth credit-building expedition begins by weighing the pros and cons.

So let us take a closer look at them below in our First Progress Platinum Select review.

Pros

  • Earn 1% cash back incentive whenever you pay your balance. 
  • Benefit from monthly bureau reporting, helping you build a strong credit score.
  • Easily track spending, make payments, and monitor credit progress via mobile.
  • The security deposit determines the credit line, promoting responsible use.

Cons

  • An initial deposit is necessary to establish your credit line.
  • Depending on your creditworthiness, the interest rate might be high.
  • Yearly charges apply, which might not suit everyone’s budget.

What credit score do you need to apply?

Indeed, one of the standout features of the First Progress Platinum Select Mastercard® is that you can get the card without a strong credit rating.

Designed to build credit, it bridges financial gaps with a security deposit as collateral.

Therefore, anyone who’s looking to mend past financial missteps can apply.

How to easily apply for the First Progress Platinum Select Mastercard® Secured Credit Card?

Our First Progress Platinum Select Mastercard® Secured Credit Card review has given you a glimpse into its advantages.

But there’s more to this financial gem than meets the eye.

So now it’s time to elevate your financial journey! In our next article, we’ll walk you through the application process for the card.

Learn the steps to owning this game-changing financial tool.

First Progress Platinum Select Mastercard® Secured Credit Card

Apply for the First Progress Platinum Select

Learn how to apply for the First Progress Platinum Select Mastercard® Secured Credit Card and build your credit while earning rewards!

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