Credit Card

GO2bank Secured Visa® Credit Card review: Build credit fast

Is the GO2bank Secured Visa® Credit Card the right choice for your finances? Read our in-depth review to find out! $0 annual fee and no credit check!

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Taking your first step towards a better financial future has never been easier

GO2bank Secured Visa® Credit Card
GO2bank Secured Visa® Credit Card review: Build credit fast. Source: Credit When

Establishing strong credit can feel like venturing into unknown territory. Let our GO2bank Secured Visa® Credit Card review guide you!

GO2bank Secured Visa® Credit Card

Apply for the GO2bank Secured Visa® Credit Card

Step into the credit world with confidence! Discover how to apply for the GO2bank Secured Visa® Credit Card with our easy guide.

With clear insights, we’ll guide you through the features of this card tailored for those looking to build a strong credit foundation! So read on and learn more!

Credit ScoreThere are no credit checks on existing account holders, so everyone is welcome to apply;
Annual FeeThere’s no annual fee for the GO2bank Secured Card;
Purchase APR:22.99%;
Cash Advance APR:26.99%;
Welcome Bonus:There are no welcome offers currently;
Rewards:This is not a rewards card, so there are none.

GO2bank Secured Visa® Credit Card: All you need to know

Are you looking for a trusty sidekick in your credit journey? The GO2bank Secured Visa® might just be the ticket.

This card is like training wheels for your financial bicycle, helping you build credit step by step. However, it is only available for GO2bank account holders with direct deposits.

This means you need to receive at least $100 (which will act as your spending limit) in the previous 30 days to become eligible for the card.

The GO2bank Secured helps you build up your score with monthly reporting to America’s three major credit bureaus.

Plus, you can use it anywhere Visa cards are accepted.

Discover the GO2bank Secured Visa® Credit Card

GO2bank Secured Visa® Credit Card
Discover the GO2bank Secured Visa® Credit Card. Source: Go2bank

Before you sign up, let’s look at all the pros and cons of selecting the GO2bank Secured Visa® Credit Card as your go-to financial tool in our review.

Pros

  • The GO2bank Secured is designed to help users establish or rebuild their credit;
  • Your deposit determines your credit limit, which can help prevent overspending;
  • User-friendly app to monitor spending and manage your account;
  • Being a Visa, it’s accepted at a multitude of places worldwide;
  • GO2bank reports all your account activity to credit bureaus.

Cons

  • An upfront deposit is needed, which can be a barrier for some;
  • There could be associated fees that users need to be aware of;
  • Interest rates might be higher than some traditional credit cards;
  • Your initial credit limit is tied to your deposit amount;
  • It does not offer substantial rewards or cash back for purchases.

What credit score do you need to apply?

The GO2bank Secured Visa® Credit Card requires a security deposit and is only available for GO2bank existing customers.

Therefore, there’s no credit check on new applications.

Therefore, all credit types are welcome to apply. GO2bank does, however, have other requirements for new applicants.

You need to be at least 18 years old and have a SSN.

How to easily apply for the GO2bank Secured Visa® Credit Card?

Excited to elevate your credit journey with a trusty companion?

Then stay tuned for our next article on the GO2bank Secured Visa® Credit Card application process.

From start to finish, we’ll demystify the steps, making it a breeze. So don’t miss out on unlocking the door to a brighter financial future!

GO2bank Secured Visa® Credit Card

Apply for the GO2bank Secured Visa® Credit Card

Step into the credit world with confidence! Discover how to apply for the GO2bank Secured Visa® Credit Card with our easy guide.

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