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Wells Fargo Active Cash® Card review: unleashing top rewards

In our comprehensive Wells Fargo Active Cash® Card review, we explore its series benefits. From cash back to security perks, discover more.

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Optimize your financial journey with every purchase

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card review: unleashing top rewards. Source: Credit When

Step into our Wells Fargo Active Cash® Card review to learn why this financial tool isn’t just another contender in the credit card arena.

Wells Fargo Active Cash® Card

Apply for the Wells Fargo Active Cash® Card

See how to apply for the Wells Fargo Active Cash® Card and enjoy no annual fees with enhanced security features. Step into smarter spending!

Wondering about its perks and potential pitfalls? So stay with us as we delve deeper, presenting all you need to know about this incredible credit card below.

Credit ScoreYou need a good score (700 or higher) to become eligible;
Annual FeeNo yearly charge to add this card to your wallet;
Purchase APRNew members can relish on a long low intro APR (0% for 15 months) on purchases and qualifying balance transfers made within the first 120 days of owning the card. Once that period ends, a variable 20.24%, 25.24% or 29.99% applies;
Cash Advance APR29.99% variable;
Welcome BonusAfter spending $500 or more within the first 3 months, new members can enjoy a $200 cash bonus;
RewardsAll purchases offer a 2% rebate, with no categories or limitations.

Wells Fargo Active Cash® Card: All you need to know

Right off the bat, this card sets itself apart by eliminating annual fees. That means every year, you get to enjoy its perks without any added cost.

Also, new cardholders are in for a treat. A modest spend of $500 in the first three months unlocks a welcoming $200 cash bonus.

Indeed, with 2% cash back on all your expenses, rewards rack up quickly. And when it’s time to enjoy them, redeeming is as smooth as earning.

And those early purchases? They’re cushioned with a 0% intro APR for 15 months, transitioning to a variable APR between 20.24% to 29.99% afterward.

Equipped with powerful security features, including zero liability protection, Wells Fargo makes sure that your credit card is always looked after.

Discover the Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card
Discover the Wells Fargo Active Cash® Card. Source: Wells Fargo

Furthermore, are you curious about what makes this credit card tick?

Dive further into our Wells Fargo Active Cash® Card review below to uncover its advantages and drawbacks.

Pros

  • Zero yearly charges – wallet-friendly feature that’s always a win;
  • Bag a $200 welcome bonus after a mere $500 spend in 3 months.
  • A straightforward 2% cash back on everything, every time;
  • 0% APR for 15 months on purchases and select balance transfers;
  • Guard your gadget with up to $600 in cell phone coverage;
  • No hoops, no hurdles, just easy rewards redemption;
  • Rest easy with top-tier protection, including zero liability.

Cons

  • Post the introductory period, expect rates between 20.24% and 29.99%;
  • Extra fees kick in for purchases made abroad;
  • If you’re looking for points or miles, this isn’t the card for you.

What credit score do you need to apply?

If you’re now thinking about getting the Wells Fargo Active Cash® Card, then aim for a good to excellent credit score.

However, keep in mind that while score matters, other financial details play a part in your eligibility too.

How to easily apply for the Wells Fargo Active Cash® Card?

Taking the leap with the Wells Fargo Active Cash® Card can be a game-changer for the way you manage and spend your money.

Feeling the pull? So if you’re interested in applying, we’ve got you covered.

Further, dive into our detailed guide below and smoothly navigate your way through the application process.

Wells Fargo Active Cash® Card

Apply for the Wells Fargo Active Cash® Card

See how to apply for the Wells Fargo Active Cash® Card and enjoy no annual fees with enhanced security features. Step into smarter spending!

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