Credit Card

FIT® Platinum Mastercard® review: Your Gateway to Better Credit

Our FIT® Platinum Mastercard® review breaks down the features of this credit builder credit card. Read on and learn more!

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FIT® Platinum Mastercard®
FIT® Platinum Mastercard® review: Your Gateway to Better Credit. Source: Credit When

Our FIT® Platinum Mastercard® review shines a spotlight on a game-changer in the credit-building world.

FIT® Platinum Mastercard®

Apply for the FIT® Platinum Mastercard®

Thinking to boost your credit? See how to apply for the FIT® Platinum Mastercard® and embark on a journey to financial growth.

This isn’t just another card; it’s a lifeline for those aiming to reshape their financial story. So keep reading and learn more!

Credit ScoreAll credit levels are welcome to apply;
Annual FeeSee terms;
Purchase APR29.99%;
Cash Advance APR29.99% variable;
Welcome BonusThere are no welcome offers currently;
RewardsDoes not apply.

FIT® Platinum Mastercard®: All you need to know

The FIT® Platinum Mastercard® can be the ally you need for better credit. It works like a tool to boost your financial health and give you your freedom back.

If your credit hasn’t been great, this card offers a chance to start fresh. It’s a way to make smarter money moves and build a better credit history.

Indeed, you can get an initial credit limit up to $400, and double it to $800 in only a few months – provided that you pay your bill on time.

Responsible use will positively impact your credit report, thanks to Continental Finance’s monthly bureau reporting. This can help you build your score.

However, there are quite a few fees associated with the FIT® Platinum Mastercard®. So before you sign-up, read the fine print.

Discover the FIT® Platinum Mastercard®

FIT® Platinum Mastercard®
Discover the FIT® Platinum Mastercard®. Source: FIT

Further, discover the ins and outs of the FIT® Platinum Mastercard® next in our comprehensive review.

So dive into the pros and cons to make an informed choice for your credit journey.

Pros

  • Helps improve credit scores over time;
  • Positive payment history reported to major credit bureaus;
  • Unlike many cards for bad credit, it does not require a security deposit.
  • Responsible card use may lead to higher limits in just six months;
  • Credit protection and easy online management;
  • Access to resources for better money management.

Cons

  • This is an expensive card to own, with many fees associated with it;
  • High regular APR at 29.99%;
  • No incentives for cardholders beyond the credit-building feature.

What credit score do you need to apply?

The FIT® Platinum Mastercard® caters especially to those looking to improve their credit.

Therefore, it welcomes individuals with low or even no credit history.

Still, while the card is more accessible, approval varies based on several factors, not just your credit score. Always review the terms before applying.

How to easily apply for the FIT® Platinum Mastercard®

Applying for the FIT® Platinum Mastercard® is as simple as heading to their website and filling out the form.

Want to know more? Then check out our article below for a detailed step-by-step guide.

Indeed, in only a few minutes, you can start your journey towards better credit today!

FIT® Platinum Mastercard®

Apply for the FIT® Platinum Mastercard®

Thinking to boost your credit? See how to apply for the FIT® Platinum Mastercard® and embark on a journey to financial growth.

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