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First Latitude Secured Mastercard® Credit Card review: 1% back

Unlock a world of financial possibilities with First Latitude Secured Mastercard®. Build credit fast and earn more! Read on and learn!

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Earn as you spend! Enjoy cash back on every card payment

First Latitude Platinum Mastercard® Secured Credit Card
First Latitude Secured Mastercard® Credit Card review: 1% back. Source: Credit When

Explore the First Latitude Secured Mastercard® in our review! A card designed to empower your spending while enhancing your credit journey.

First Latitude Platinum Mastercard® Secured Credit Card

Apply for First Latitude Secured Mastercard®

Apply First Latitude Secured Mastercard® Credit Card to earn 1% back on card payments while you boost your score to new heights.

Dive deeper with us and uncover all its features, fees, benefits, and more. Will this be your financial game-changer? Keep reading our review below!

Credit ScoreThere are no score requirements to apply.
Annual Fee$25 during your first year as a member, then $35 annually after.
Purchase APR24.29% variable.
Cash Advance APR29.49% variable.
Welcome BonusThere are none, currently.
Rewards1% on payments.

First Latitude Secured Mastercard® Credit Card: All you need to know

Unlock financial empowerment with the First Latitude Secured Mastercard® Card! A pathway designed especially for those on a credit-building journey.

With a modest minimum security deposit of $100, it offers a low entry barrier, opening doors for anyone who’s looking to upgrade their credit profile.

Enjoy 1% cash back on all card payments, a rewarding feature that puts money back into your pocket while you spend and build credit at the same time.

Your payments are reported to all major credit bureaus. That is a crucial step to positively building and reflecting your credit behavior on your credit report.

However, be mindful of the fees. There’s a $19.95 account opening fee and an annual fee of $25 in the first year, escalating to $35 thereafter.

Discover the First Latitude Secured Mastercard® Credit Card

First Latitude Platinum Mastercard® Secured Credit Card
Discover the First Latitude Secured Mastercard® Credit Card. Source: First Latitude

Step further into our First Latitude Secured Mastercard® review below, where we’ll take a closer look at the pros and cons.

Pros

  • Designed specifically to help users build or rebuild their credit.
  • Offers a low entry point with a minimum deposit of just $100.
  • Regularly reports payment activities to major credit bureaus.
  • Provides 1% cash back on card payments, rewarding responsible usage.
  • Open to individuals regardless of their current credit score.

Cons

  • Charges annual fees and a one-time account opening fee.
  • Lacks the premium benefits or rewards that other cards might offer.
  • Charges foreign currency conversion fees.

What credit score do you need to apply?

The beauty of the First Latitude Secured Mastercard® Credit Card lies in its accessibility. Curiously, there’s no minimum credit score required to apply.

That fact opens the doors for a wide range of individuals.

Whether you’re building or rebuilding, this card offers a viable route to improve your credit journey.

So all you need is proof that you’re 18+, verify your identity with a Social Security Number, and not have a prior bankruptcy to your name. 

How to easily apply for the First Latitude Secured Mastercard® Credit Card?

Applying for the First Latitude Secured Mastercard® is simple and user-friendly, designed to be accessible for all who wish to build their credit effectively.

Ready to take the next step? Learn the straightforward application process in our detailed step-by-step guide on the following link.

Further, let’s navigate your path to better credit together!

First Latitude Platinum Mastercard® Secured Credit Card

Apply for First Latitude Secured Mastercard®

Apply First Latitude Secured Mastercard® Credit Card to earn 1% back on card payments while you boost your score to new heights.

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