Credit Card
First Latitude Secured Mastercard® Credit Card review: 1% back
Unlock a world of financial possibilities with First Latitude Secured Mastercard®. Build credit fast and earn more! Read on and learn!
Advertisement
Earn as you spend! Enjoy cash back on every card payment
Explore the First Latitude Secured Mastercard® in our review! A card designed to empower your spending while enhancing your credit journey.
Apply for First Latitude Secured Mastercard®
Apply First Latitude Secured Mastercard® Credit Card to earn 1% back on card payments while you boost your score to new heights.
Dive deeper with us and uncover all its features, fees, benefits, and more. Will this be your financial game-changer? Keep reading our review below!
Credit Score | There are no score requirements to apply. |
Annual Fee | $25 during your first year as a member, then $35 annually after. |
Purchase APR | 24.29% variable. |
Cash Advance APR | 29.49% variable. |
Welcome Bonus | There are none, currently. |
Rewards | 1% on payments. |
First Latitude Secured Mastercard® Credit Card: All you need to know
Unlock financial empowerment with the First Latitude Secured Mastercard® Card! A pathway designed especially for those on a credit-building journey.
With a modest minimum security deposit of $100, it offers a low entry barrier, opening doors for anyone who’s looking to upgrade their credit profile.
Enjoy 1% cash back on all card payments, a rewarding feature that puts money back into your pocket while you spend and build credit at the same time.
Your payments are reported to all major credit bureaus. That is a crucial step to positively building and reflecting your credit behavior on your credit report.
However, be mindful of the fees. There’s a $19.95 account opening fee and an annual fee of $25 in the first year, escalating to $35 thereafter.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Discover the First Latitude Secured Mastercard® Credit Card
Step further into our First Latitude Secured Mastercard® review below, where we’ll take a closer look at the pros and cons.
Pros
- Designed specifically to help users build or rebuild their credit.
- Offers a low entry point with a minimum deposit of just $100.
- Regularly reports payment activities to major credit bureaus.
- Provides 1% cash back on card payments, rewarding responsible usage.
- Open to individuals regardless of their current credit score.
Cons
- Charges annual fees and a one-time account opening fee.
- Lacks the premium benefits or rewards that other cards might offer.
- Charges foreign currency conversion fees.
What credit score do you need to apply?
The beauty of the First Latitude Secured Mastercard® Credit Card lies in its accessibility. Curiously, there’s no minimum credit score required to apply.
That fact opens the doors for a wide range of individuals.
Whether you’re building or rebuilding, this card offers a viable route to improve your credit journey.
So all you need is proof that you’re 18+, verify your identity with a Social Security Number, and not have a prior bankruptcy to your name.
How to easily apply for the First Latitude Secured Mastercard® Credit Card?
Applying for the First Latitude Secured Mastercard® is simple and user-friendly, designed to be accessible for all who wish to build their credit effectively.
Ready to take the next step? Learn the straightforward application process in our detailed step-by-step guide on the following link.
Further, let’s navigate your path to better credit together!
Apply for First Latitude Secured Mastercard®
Apply First Latitude Secured Mastercard® Credit Card to earn 1% back on card payments while you boost your score to new heights.
Trending Topics
GO2bank Secured Visa® Credit Card review: Build credit fast
Explore our GO2bank Secured Visa® Credit Card review and discover a smart way to boost your credit journey - no credit check!
Keep ReadingMake Money Online: 10 Proven Ways
There are many ways to make money online, and one of these will certainly fit you. Put your pajamas back on and check our list!
Keep ReadingHow to Invest in Mutual Funds: 5 Practical Steps
Learn how to invest in mutual funds with our easy guide. Explore types, smart strategies, fees, and tips for a successful investing journey.
Keep ReadingYou may also like
Earn 2% APY on savings: How to apply for the Walmart MoneyCard
Learn the easy steps to apply for the Walmart MoneyCard with our guide - earn up to 3% cash back on purchases! Read on and learn more!
Keep ReadingBrink’s Prepaid Mastercard® review: Earn cash back rewards!
Discover insights in our comprehensive Brink's Prepaid Mastercard® review! Enjoy flexible loading options, and cash back rewards.
Keep ReadingUpgrade Loans review: Quick Approvals, Easy Process
Check our Upgrade Loans review to explore low rates and flexible terms that cater to your financial needs. Unlock smarter borrowing
Keep Reading