First Latitude Secured Mastercard® Credit Card review: 1% back
Unlock a world of financial possibilities with First Latitude Secured Mastercard®. Build credit fast and earn more! Read on and learn!
Earn as you spend! Enjoy cash back on every card payment
Explore the First Latitude Secured Mastercard® in our review! A card designed to empower your spending while enhancing your credit journey.
Dive deeper with us and uncover all its features, fees, benefits, and more. Will this be your financial game-changer? Keep reading our review below!
|There are no score requirements to apply.
|$25 during your first year as a member, then $35 annually after.
|Cash Advance APR
|There are none, currently.
|1% on payments.
First Latitude Secured Mastercard® Credit Card: All you need to know
Unlock financial empowerment with the First Latitude Secured Mastercard® Card! A pathway designed especially for those on a credit-building journey.
With a modest minimum security deposit of $100, it offers a low entry barrier, opening doors for anyone who’s looking to upgrade their credit profile.
Enjoy 1% cash back on all card payments, a rewarding feature that puts money back into your pocket while you spend and build credit at the same time.
Your payments are reported to all major credit bureaus. That is a crucial step to positively building and reflecting your credit behavior on your credit report.
However, be mindful of the fees. There’s a $19.95 account opening fee and an annual fee of $25 in the first year, escalating to $35 thereafter.
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Discover the First Latitude Secured Mastercard® Credit Card
Step further into our First Latitude Secured Mastercard® review below, where we’ll take a closer look at the pros and cons.
- Designed specifically to help users build or rebuild their credit.
- Offers a low entry point with a minimum deposit of just $100.
- Regularly reports payment activities to major credit bureaus.
- Provides 1% cash back on card payments, rewarding responsible usage.
- Open to individuals regardless of their current credit score.
- Charges annual fees and a one-time account opening fee.
- Lacks the premium benefits or rewards that other cards might offer.
- Charges foreign currency conversion fees.
What credit score do you need to apply?
The beauty of the First Latitude Secured Mastercard® Credit Card lies in its accessibility. Curiously, there’s no minimum credit score required to apply.
That fact opens the doors for a wide range of individuals.
Whether you’re building or rebuilding, this card offers a viable route to improve your credit journey.
So all you need is proof that you’re 18+, verify your identity with a Social Security Number, and not have a prior bankruptcy to your name.
How to easily apply for the First Latitude Secured Mastercard® Credit Card?
Applying for the First Latitude Secured Mastercard® is simple and user-friendly, designed to be accessible for all who wish to build their credit effectively.
Ready to take the next step? Learn the straightforward application process in our detailed step-by-step guide on the following link.
Further, let’s navigate your path to better credit together!
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