Credit Card
First Access Visa® Card review: Earn 1% back on card payments!
Dive into our comprehensive First Access Visa® Card review. Uncover key features, benefits - build credit with confidence! Read on and learn more!
Advertisement
Take an in-depth look at the First Access Visa® Card and start building credit today!
Have you ever thought an unsecured card could transform your credit journey? Our First Access Visa® Card review will show you how.
Apply for the First Access Visa® Card: Free credit
Discover how to easily apply for the First Access Visa® Card and make the right credit move with our simple step-by-step guide.
Tailored for those with credit hiccups, this card isn’t just about transactions—it’s about building a brighter financial tomorrow. So keep reading and learn!
Credit Score: | You can request the card even with a bad score; |
Annual Fee: | $75 during your first year as a member, $48 after; |
Purchase APR: | 35.99%; |
Cash Advance APR: | 35.99%; |
Welcome Bonus: | There are none currently; |
Rewards: | You can earn 1% back on your balance payments. |
First Access Visa® Card: All you need to know
Rebuilding credit can feel like a discouraging journey, but with the right tools, the path becomes much clearer—enter the First Access Visa® Card.
Designed especially for those with lower scores, this card is more than just a piece of plastic—it’s a step towards a brighter financial future.
The card offers an unsecured $300+ credit line, so you don’t need to worry about security deposits. Since it’s a Visa card, you’ll get nationwide acceptance.
However, these features and perks do not come cheap. There’s a one-time program fee of $95 and a $8.25 monthly maintenance fee after the first year.
Still, this is one of the few cards in its segment that offers cash back rewards. You can earn 1 point per dollar when you pay your monthly balance.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Discover the First Access Visa® Card
Next up in our First Access Visa® Card review, we’ll look at the card’s pros and cons to help you make an informed decision.
Pros
- You can qualify for the First Access Visa® Card even with bad credit;
- You’ll get a real Visa card with nationwide acceptance;
- You’ll be able to upgrade your purchasing power with a $300+ line;
- There’s bureau reporting to help you increase your credit score;
- The First Access Visa® Card offers a mobile app for account management.
Cons
- The First Access Visa® Card is expensive to own and maintain, with plenty of fees;
- You cannot use the card outside of the United States;
- Rewards are very limited, and you can only redeem them for statement credits;
- The card’s APR is on the high side, so paying your balance in full is crucial.
What credit score do you need to apply?
The First Access Visa® Card is tailored primarily for individuals with poor credit scores.
So, even if your current rating is less-than-perfect, you can still qualify.
However, there are other criteria the issuer employs that you must meet before getting the card.
You also need a valid checking account in your name.
How to easily apply for the First Access Visa® Card?
Whether you’re navigating the world of credit for the first time or seeking a fresh start, the First Access Visa® Card might be the answer.
Eager to know how to apply? Stay tuned for our next article, where we’ll guide you through each step, ensuring a smooth and hassle-free experience.
Apply for the First Access Visa® Card: Free credit
Discover how to easily apply for the First Access Visa® Card and make the right credit move with our simple step-by-step guide.
Trending Topics
Maximized earnings: Apply the Capital One Walmart Rewards® Card
Looking to apply for the Capital One Walmart Rewards® Card? We've got you covered! Read on and discover how to earn unlimited cash back!
Keep Reading$0 annual fee: Chime Credit Builder Secured Visa® Card review
Looking for a new credit card with no credit check and no interest? Then read our Chime Credit Builder Secured Visa® Card full review!
Keep ReadingBuild credit: Apply Petal® 1 “No Annual Fee” Visa® Credit Card
Wondering how to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card? Then read on! Earn up to 10% cash back on purchases!
Keep ReadingYou may also like
Discover it® Cash Back Credit Card Review: Boost Earnings
Explore our Discover it® Cash Back Credit Card review to uncover exclusive benefits, including a generous cash back and zero annual fees.
Keep ReadingApply for First Progress Platinum Prestige Secured Card: 1% back
Learn how to apply for the First Progress Platinum Prestige Mastercard® Secured Credit Card and benefit from low APR rates.
Keep ReadingFind your perfect match: Choose the right credit card
Choose the right credit card for your finances and unlock your real potential! Keep reading and learn what you need to know!
Keep Reading