Credit Card

Ensure 1% cash back: Total Visa® Card review

Total Visa® Card will help you build a good credit history while earning rewards! Keep reading and learn all the features this card offers!

Advertisement

Enjoy free credit monitoring services!

Total Visa® Card
Ensure 1% cash back: Total Visa® Card review. Source: Credit When

Total Visa® Card is an excellent tool for those who need to build credit fast, and today we’ll review its main features! So stay tuned!

Total Visa® Card

Apply for the Total Visa® Card

Apply for Total Visa® Card today and ensure 1% cash back on purchases and uncomplicated features! Build credit fast with this credit card!

Discover the ins and outs of this credit card and whether it is the right option for your financial needs! Let’s go!

Credit ScorePoor – Fair;
Annual FeeYou’ll pay $75 in their first year. After that, $48 per year;
Purchase APR35.99%;
Cash Advance APR35.99%;
Welcome BonusN/A;
RewardsEarn 1% cash back on purchases.

Total Visa® Card: All you need to know

The Total Visa® Card is a starting tool for those who need to establish a credit score! Thus, it brings some light requirements and features!

Still, this can be a rewarding journey since it offers 1% cash back rewards on purchases!

In addition, cardholders and quickly build a credit history through monthly reports to the major credit bureaus and free credit monitoring!

Plus, once approved, you can manage your credit card through the Total Card mobile app, which is available for iOS and Android services.

However, you must keep in mind that to access this card, you must pay a one-time fee of $95!

Discover the Total Visa® Card

Woman holding credit card and using smartphone at home, business
Discover the Total Visa® Card. Source: AdobeStock

As your can review above, the Total Visa® Card can make your credit-building path rewarding!

Indeed, with its 1% cash back offer, you can make the most of your expenses and establish credit fast!

But before any decision, compare the advantages and disadvantages of this credit card below!

Pros

  • Light eligibility requirements;
  • Enjoy 1% cash back on purchases;
  • Build your credit score through monthly reports to major credit bureaus;
  • Fast application and result;
  • Free credit monitoring services powered by Transunion.

Cons

  • You must pay the one-time fee of $95 to open your account;
  • This card offers no welcome bonus;
  • The interest rate tends to be higher.

What credit score do you need to apply?

Since we are talking about a card with no big features, you won’t need a high credit score to qualify for it!

As a result, applicants with all types of credit are welcome to take a chance with the Total Visa® Card!

How to easily apply for the Total Visa® Card?

Now that you’ve read our Total Visa® Card full review, are you interested in applying for this credit card option?

Great! Then keep reading and learn how the process works and how you can qualify for it! Let’s go!

Total Visa® Card

Apply for the Total Visa® Card

Apply for Total Visa® Card today and ensure 1% cash back on purchases and uncomplicated features! Build credit fast with this credit card!

About the author  /  Luis Felipe Xavier

Trending Topics

content

Apply for the Upgrade Loans: Borrow Up to $50,000

Learn how to apply for Upgrade Loans and benefit from low-interest rates and flexible terms with our step-by-step guidance.

Keep Reading
content

Up to 3% back: Amazon Rewards Visa Signature Card review

This Amazon Rewards Visa Signature Card review offers Amazon lovers an excellent card option! $0 annual or foreign transaction fees!

Keep Reading
content

Apply for the PREMIER Bankcard® Mastercard® Credit Card today

Learn how to apply for the PREMIER Bankcard® Mastercard® Credit Card and start building credit fast! Keep reading and learn everything!

Keep Reading

You may also like

content

First Access Visa® Card review: Earn 1% back on card payments!

Explore our detailed First Access Visa® Card review to learn about its features and benefits. Earn 1% cash back on purchases and more!

Keep Reading
content

How to Invest in Mutual Funds: 5 Practical Steps

Learn how to invest in mutual funds with our easy guide. Explore types, smart strategies, fees, and tips for a successful investing journey.

Keep Reading
content

Simple and quick process: Apply for the Total Visa® Card

Apply for Total Visa® Card today and ensure 1% cash back on purchases and uncomplicated features! Build credit fast with this credit card!

Keep Reading